Post by account_disabled on Feb 20, 2024 3:40:31 GMT -5
When opening a bank account, the user will automatically be granted a Uniform Banking Code (CBU), a series of 22-digit identifications, of the account through which transfers can be made and received. Here, all the details and how to get it. Also popularly known as "the bank account ID", the CBU allows you to identify an account and serves as a reference for various procedures , such as the alias, which is a set of words that can be modified and that fulfill the same function as the CBU. Each bank account has its CBU, which is unique throughout the banking system. As defined by the Ministry of Justice and Human Rights, the CBU “ It is necessary to make and receive transfers to your bank account and add payments to the automatic debit of your account” while the alias is “a key that you create and associate with your number from CBU.
How to open a bank account The main difference Mexico Mobile Number List between the two is that the alias can be modified, making it ideal for passing it to another person when making or receiving a bank transfer. This way it will not be necessary to memorize a series of 22 numbers and you will simply have to remember the alias. Since , all accounts from which transfers are made or that receive transfers must have their CBU Alias, as well as human and legal persons who have savings accounts or checking accounts in financial institutions. How do you know if a CBU is a checking account or a savings account? Likewise, on the website of the Ministry of Justice and Human Rights , within the categories Easy Law – Simple Law – Consumption and economy, you can find some answers to the most frequently asked questions about the CBU.
Below are some of them: Can I change my CBU Alias? Yes. You can change it once a day and a maximum of 10 times a year. What happens if I change banks? You will be able to use your same CBU Alias in your new account at your new bank. Does Alias CBU work for all my bank accounts? No. If you have more than one bank account you must have a CBU Alias for each account. Can I create my CBU Alias online? Yes. All banks must include the ability to create the CBU Alias on their banking websites. How do you know if a CBU is a checking account or a savings account? As detailed by the Ministry of Economy through CIRCULAR Nº 3 99 CGN, the CBU numbers of a checking account and a savings account are composed as follows: The first 3 (three) digits will indicate a number assigned by the Bank to the branch where the account is located (this is not the circular number.